We are very happy with National Bank's Visa Card at the moment but have a second thought about a casual credit card for overseas purchase so this card would suit those occasions. Moreover annual fee is just $10 and no need to worry about the balance as there is no 'real' credit function on this card.
One thing that just keeps me unhappy is that I've read some thread on Trademe about the malfunction of balance which had occurred to some holders. Although updates on that issue has not been viable but I am worrying that that hiccups might happen to my account too.
http://www.trademe.co.nz/Community/MessageBoard/Messages.aspx?id=31990
